We were fined $25,000 by the HOA for replacing our hurricane-damaged roof, but we got revenge: ‘Fine print gets you every time’

WHEN this family’s home was damaged by a hurricane, the local homeowners association imposed a ridiculous fine for the roof replacement.
A man on Reddit shared the amazing story that began after the homeowner chose a unique roofing material.
They said, “My folks looked at roofing options and concluded that a metal roof would be a great option to reduce damage/maintenance to their home.”
Before planning the installation of their new roof, the family reviewed HOA rules.
They discovered metal roofs weren’t allowed — but the rule was three decades old and homeowners didn’t think the rule would apply to their stylish, eco-friendly roof.
The poster reads: “Further review of the bylaws revealed that they clearly referred to older, inferior tin roofs.”


Still, they checked with the HOA – but were ignored for two months, so they went ahead and installed the roof.
Once the roof was in place on the property, the HOA imposed a shocking $25,000 fine and said the roof had to be removed.
The Reddit user explained that the local homeowners’ association was struggling financially, so they believed they were trying to impose as many fines as possible.
But the homeowners exacted the ultimate revenge after passing a law barring HOAs from banning the type of eco-friendly roof they choose.
The homeowners were allowed to keep their roof and even replaced the management of the HOA to ensure a similar incident did not happen.
One user said, “The fine print gets you every time.”
Another woman shared the gap she found after the local homeowners association (HOA) application for a privacy fence was denied.
She showed her country after not being allowed, but in a TikTok video she said it was “no problem”.
TikTok user DC (@itsmeedc) does not shy away from social media, but uses it instead.
In a tiktok videoshe brought viewers to her backyard to introduce them to a current development project.
She told her audience that she had previously submitted an application to the HOA in her neighborhood for a privacy fence, but it was denied.
According to Investopedia, a homeowner association (HOA) is an organization in a subdivision or condominium that makes and enforces rules for the properties and occupants.
DC found a way around the problem by building a pool in their backyard that needs to be fenced off for security.
“No privacy fence? No problem,” she added in the video caption.


The video showed the land being excavated and in the process of being developed.
“If the Neighborhood Authority Denies Your Privacy Fence Request,” read the caption above the image.