Loyalty programs are a great way to save cash as it is an easy way to get discounts.
Here’s what you need to know about loyalty programs at some of the biggest retail stores.
Costco There is a membership program, and there are two levels: Gold Star and Executive.
Gold Star membership is $60 annually and Executive membership is $120 annually.
Although the membership is a bit steep, many have said it is well worth it.
By shopping in bulk, a Costco membership program gives customers the opportunity to save money on hundreds (if not thousands) of everyday grocery and household items.
Costco also has a credit card that can help shoppers save even more.
Shoppers will get an extra 2% cashback on every purchase and 4% on fuel you buy at gas stations.
Just remember to use credit cards responsibly.
If you apply and you’re accepted, make sure to pay off your balance in full each month – otherwise you risk damaging your credit score.
You may also be affected by interest rates and late fees.
Kroger’s loyalty card is called the Kroger Co Store Family Loyalty Program.
Whenever you use this loyalty card, you’ll earn one fuel point for every $1 you spend.
You can easily redeem Fuel Points earned at any of your fuel centers or partner fuel centers for cash.
Kroger also has a reward debit card program, which allows shoppers to enjoy 50% more fuel points on their grocery purchases each day.
Plus, shoppers get 2% off brands like Simple Truth and Kroger.
There is also no annual fee associated with this card.
Target’s loyalty program is called Target Circle.
This program allows shoppers to earn 1% in Target Circle earnings rewards every time they make qualifying purchases with a non-RedCard payment.
You do not need a Red Card credit card to participate in the Target Circle rewards program.
However, the Red Card has some of its advantages.
Cardholders get 5% discount at all Target stores and the tag will automatically enroll you in Target Circles.
The name of the chain of stores Trader Joe’s
Trader Joe’s does not offer loyalty programs, sales, or coupons at their stores.
Trader Joe’s believes that every customer should have access to the best prices on the best products every day.
Walmart’s loyalty program launched in 2020 and called Walmart+.
Shoppers become members of the loyalty program to enjoy its benefits.
It offers members free home delivery, fuel discounts, and a scan-and-go shopping feature in Walmart stores for a $98 annual fee.
In mid-2021, the retail store also partnered with Ibotta, a cashback and rewards platform and app, to bring customers even more savings.
Walmart also has a credit card that can save you cash.
Shoppers can get 5% cashback at Walmart.com (including pickup and delivery), 2% cashback at Walmart stores and fuel stations, and 1% cashback everywhere else they’re accepted. MasterCard.
But again, remember that credit cards are not right for everyone and must be used responsibly.
Whole Foods has a loyalty program called the 365 Rewards program; however, the grocery store closed in May 2018.
Whole Foods currently offers discounts to Amazon Prime members on discounted items and select popular products.
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https://www.the-sun.com/money/4462875/top-loyalty-programs-grocery-stores/ Top loyalty programs at grocery stores including Walmart, Kroger and Target to save you cash