It’s no secret that a disability can add to your monthly expenses.
Prescriptions, doctor visits, and caregivers add up faster than most people think – but there are programs that can help ease the burden.
If you qualify for all three, you can get up to $5,973 a month depending on your income and the extent of your disability.
Social Security Disability Insurance
The first program is Social Security Disability Insurance (SSDI).
This program provides support for people who are no longer able to work due to disability.
To qualify for this program, applicants must typically earn less than $1,350 per month (up from $1,310 per month in 2021) to qualify for the grant.
The only exception is for blind applicants, who can earn up to $2,260 per month.
SSDI benefits are calculated similarly to Social Security retirement benefits.
Both are based on an individual’s covered income record.
If you think you might be eligible for this program, you can apply for the program online.
If you are unable to complete the online application, you can apply by calling the Social Security Administration (SSA) from 8 am. and 7 pm.
The majority of people who qualify for SSDI receive between $800 and $1,800 per month.
In 2021, monthly average Social Security disability payment is $1,277.
Supplemental Security Income
The next program you can apply for is Supplemental Security Income (SSI) program.
This program provides monthly payments to low-income adults and children who are blind or disabled.
The maximum monthly benefit amount for 2022 is $841 for an eligible individual.
If you are an eligible individual with an eligible spouse, the maximum benefit would be $1,261.
To be eligible for this benefit program, you must meet the following requirements:
- Disabled, blind or 65 years old
- Have limited income and resources
- Be a U.S. citizen or national or a legally authorized alien who meets additional requirements.
If you meet these requirements, you can apply for this program online on the SSA website.
Veterans Affairs Programs
The ultimate program for disabled veterans.
The United States Department of Veterans Affairs (VA) has resources for individuals who become ill, injured while serving in the military, or if service worsens a pre-existing condition.
At the VA, the amount a person receives depends on their disability rating.
Rate a person’s disability based on the frequency, duration, and severity of symptoms.
As of December 1, 2021, the VA disability rate benefits are as follows:
- 0% disability rating: $0.00 per month
- 10% disability rating: $152.64 per month
- 20% disability rating: $301.74 per month
- 30% disability rating: $467.39 per month
- Rate of disability 40%: $673.28 per month
- 50% disability rating: $958.44 per month
- 60% defect rate: 1,214.03 USD per month
- 70% disability rating: 1,529.95 USD per month
- 80% defect rate: $1,778.43 per month
- 90% defect rating: $1,998.52 per month
- 100% disability rating: 3,332.06 USD per month
If you have an aggregate disability rate of 30% or more, you may also be eligible for additional monthly compensation for qualified dependents, including:
- Children under 18
- Children aged 18-23 and still in school
- Dependent parent
To apply, you can submit an application through the VA website.
You can view the universal basic income programs in each state in our guide.
The Sun Revealed What you should know about Social Security taxes.
In addition, we explain how Social Security claimants can receive an additional $841 per month in other benefits and give advice on how to deal with inflation this year.
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https://www.the-sun.com/money/4505412/benefits-disabled-americans-help/ Three Benefits for Americans with Disabilities