A couple’s home was completely destroyed after a homeowners association mishap and now they have to pay over $80,000 in repairs – the HOA is reportedly refusing to help, they say.
An irrigation pipe at Roseann and Richard Martin’s HOA, Castle Pine Village, Colorado, burst and flooded their home.
Your insurance will not cover the damage because it came from an outside source.
However, the HOA’s insurance company concluded that it was not liable because there was no evidence of negligence.
Now it’s up to the Martins to fix the problem themselves.
“Stand up! Our house is under water,” Richard told his wife on July 9th.
Richard learned that his basement was quickly filling with water coming from the ground outside.
“It was just so much, it was a river full of water,” he said CBS News.
The couple learned that the community’s main irrigation pipe had burst – and worst of all, their house was just 10 feet from the pipe.
Water overflowed her widows, crushing two in a guest room.
“There was a current in that bedroom and the large pieces of glass were floating through the bedroom,” Roseann said.
Her entire basement was flooded, causing significant damage.
Now the house is in ruins as contractors are constantly working downstairs.
“Suck the water out of the basement, cut out the carpet, cut out the drywall, rip out the underlayment,” Richard said.
Most of the family lost their possessions stored in the basement, including antiques and family heirlooms.
“To know that we can wake up to this kind of devastation without ever thinking that something like this could happen is just shocking,” Roseann said.
“The financial loss is just life-changing.”
The estimated cost of the damage and renovations is approximately $85,000 and will need to be paid entirely out of pocket.
“We would like to see someone take responsibility for what happened,” Richard said.
“It certainly wasn’t us.”
When the couple spoke to the outlet, they showed a denial letter they said they received from the HOA’s insurance company, revealing that there was no evidence from the HOA.
Now that the Martins know the pipe is so close to their home, they updated the landscaping and raised their window wells by 15 inches.
The US Sun has reached out to Castle Pine Village for comment.