Obamacare Open Enrollment ends Saturday in Florida and other states – CBS Miami

MIAMI (CBSMiami/CNN) – Those interested in Affordable Care Act coverage for 2022 must sign up in Florida and most other states through the end of Saturday.

Open enrollment, which lasted a month longer than under the Trump administration, ends January 15 in 33 states that use the federal exchange, healthcare.gov, and in some states run their own markets.

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Some states, such as New York and California, have extended the deadline by several weeks. On the other hand, Idaho closed its open enrollment in mid-December.

Interest in Affordable Care Act coverage has grown, spurred by more generous federal subsidies aimed at reducing premiums and out-of-pocket costs.

More than 14.2 million people signed up for coverage on federal and state exchanges as of January 8 — a record number for a nine-year-old plan. That includes more than 10 million people who selected plans or were automatically re-enrolled through healthcare.gov. A total of about 12 million people signed up during the extended enrollment period for 2021 coverage.

“Americans need, they want, and they deserve affordable, quality health care,” Health and Human Services Secretary Xavier Becerra, told reporters on Thursday. “Anyone who has ever lived without health insurance knows the peace of mind that comes from having access to care when you need it. Thanks to the Affordable Care Act, they got it. ”

Obamacare is proving especially popular in GOP-led states that have not yet expanded Medicaid to low-income adults, including Florida and Texas.

The increased interest in the Affordable Care Act comes as the Biden administration and Democratic-led Congress pumped more resources into the landmark healthcare law.

Obamacare’s boost in federal premium assistance, part of the Democrats’ $1.9 trillion coronavirus relief package enacted last March, is helping to push consumers to sign up. Sign the plans.

This year, enrollees pay no more than 8.5% of their income for insurance, down from nearly 10%. And lower-income policyholders receive a subsidy that eliminates their premiums. In addition, people earning more than 400% of the federal poverty level are now eligible for help for the first time.

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Four out of five consumers are looking for plans for $10 a month or less, Becerra says. More than 90% of those on the federal exchange are receiving financial assistance to get insurance.

But this generous aid expires after 2022, leaving some consumers and professionals worried about what will happen next year, when premiums are likely to rise. President Joe Biden’s Build Back Better plan would extend subsidies through 2025, but it’s still stalled in the Senate.

To let Americans know about the additional support available, the Biden administration launched an extensive outreach and marketing campaign.

Centers for Medicare and Medicaid Services, which oversees the federal exchange, is working with local groups to promote and focus media efforts on local markets. It added six additional languages ​​to its marketing campaign.

The Biden administration is also pouring money into enrollment assistance — which serves the dual purpose of reaching people in the local community and helping them sign up for plans. The number of pilots has quadrupled to more than 1,500 this year, with support available in most counties served by the federal exchange.

Those who miss the deadline can still apply for Affordable Care Act Coverage throughout the year through a special enrollment period if they meet certain criteria, such as losing their job. employment and labor insurance, divorce or have children.

The Biden administration has also made it easier to qualify for these special enrollment periods. Low-income people can apply if their premium is $0 after federal assistance.

About 2.8 million people chose policies for 2021 coverage last year after Biden introduced a special six-month enrollment period that allows uninsured people to sign up for policies. and sign up to take advantage of enhanced benefits.

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https://miami.cbslocal.com/2022/01/14/obamacare-open-enrollment-ends-saturday-in-florida-and-other-states/ Obamacare Open Enrollment ends Saturday in Florida and other states – CBS Miami

Huynh Nguyen

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