I’m a self-made millionaire, so the biggest financial mistake is who you spend your life with
A SELF millionaire has warned romantics that choosing the wrong partner is the biggest financial mistake you can make.
Financial advisor Nicole Victoria has urged people to think about their future economic security when falling head over heels in love.
Having built her financial empire from the ground up, the mom surely knows a thing or two about maintaining a healthy bank account.
Nicole carries many roles—wife, real estate agent, author, TikTok star, and CEO—but still finds the time to stop others from making financial mistakes.
The savvy US-based saver shares her money-saving tips, tricks, and hacks as the “No Budget Babe” on social media.
She became an incredible millionaire by the age of 30 and says she has invested enough money for her and her husband to retire early.
Though Nicole and her partner have their love life and finances in order, she warned others that love could pay the ultimate price.
In her latest TikTok Videothe millionaire said people need to look into their significant other’s family dynamics to spot red flags.
She told her 1.5million followers, “When you’re dating someone, the first thing you need to do is figure out if they’re their youngest sibling or their eldest.”
“Because your birth order is not only directly related to your achievements and personality, but studies show that it can give you insight into how someone spends their money.”
“I always say the biggest financial decision or mistake is going to be the person you spend your life with.”
Nicole said the eldest child tends to be more responsible and ambitious – which gives him the opportunity to make well-informed financial decisions.
She explained, “Apparently they’re also known for being more organized and punctual — that’s not true for me, but hey.”
“When it comes to money, it can mean they’re more likely to pay their bills on time, spend responsibly, and carefully calculate their financial risks before taking them.”
“The downside is that they tend to be perfectionists who typically struggle with burnout and are more likely to be hit by a mid-life crisis.
“I got those two points… now I’m waiting for the midlife crisis,” she joked.
Experts believe these traits are instilled in firstborn children throughout their upbringing and interactions with their parents.
As more siblings are added, they typically assume the role of an authority figure while higher expectations are placed on them.
Nicole then spoke about children at the other end of the spectrum, who are the latest additions to her family.
The entrepreneur continued, “The youngest child is used to being in the spotlight, used to people taking care of them, they were the babies of the family.”
“Typically they’re more relaxed and sociable — but that could also lead to bad money habits, like relying on their parents for too long or a lack of financial responsibility.”
“As a result, they may tend to blame other things or other people for their financial problems.”
Even though the youngest child usually tends to be a big spender, there is a great benefit in making them your friend.
Nicole added: “Usually they know how to use their money to have a good time and that’s what money is all about, right?
“Build your dream life.
“It’s important to remember that enjoying life today and being good with money are not mutually exclusive.”
She later explained in the comments section that a middle child is likely “overspending or hiding their financial problems.”
Nicole said they are “known for keeping the peace in their families, but may feel a desire to stand out from their older siblings.”
Impressed by the millionaire’s perspective on relationships and finances, TikTok users shared their own experiences.
One said, “Is that the new zodiac sign?”
Another wrote: “I’m the youngest and my older brothers are terrible with money. I have very little debt and great credit.”
And a third added: “Thank you for that information!”
Others urged the money expert to create more videos exploring how only children handle cash.
The US Sun previously took a look at Nicole’s incredible rags to riches story and revealed the four key steps she followed to amass her fortune.