I’m a finance professional – a simple part-time job makes me $50 an hour, and you can get free products too

A PERSONAL finance professional and social media influencer shared a side hustle that can make people $10 to $50 an hour with minimal effort.

TikToker johnsfinancialtips recently posted a video explaining the benefits of mystery shopping as a secondary source of income.

TikTok user johnsfinancialtips discussed how mystery shopping can be a profitable side business


TikTok user johnsfinancialtips discussed how mystery shopping can be a profitable side business

John Liang, who runs the account, shares tips on how to save and make money with an audience of more than 2 million followers.

He suggested mystery shopping as a side hustle because he says he’s been doing it himself since high school and has had success at it.

Mystery shoppers are basically like confident critics – they’re tasked with observing stores or restaurants, trying out specific items, and summarizing their overall experience.

“Basically, you get paid to walk into a store, pretend to be a buyer, and write a review about it,” John said.

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Shoppers usually have to use their own money to purchase the meals or products they review, but companies refund them and sometimes let them keep the products they bought as well.

John said he used two platforms to find mystery shopping gigs: Intellishop and Best Mark.

Though he doesn’t do much mystery shopping anymore, John said one of his favorite jobs is checking out Five Guys locations.

The mystery shopping platform would not only cover the cost of his meal, but also pay him $10 for the review.

John also highlighted a shopping job that paid $50 to buy and compare wireless cell phones.

Appearances can range from fast-food taste tests to designer shopping sprees, and John said, “You never know what you’re going to get.”

However, buyers can sort out that randomness as they choose which tasks to take on.

Of course, any rush that requires you to spend your own money upfront can be risky.

If you want to try mystery shopping, make sure you sign up through a reputable company and have clear refund agreements in place before you start shopping.

You should also keep full records and receipts of all mystery shopping expenses to ensure you are reimbursed in full.

The tax implications of a part-time job

Regardless of whether you have a part-time job alongside a full-time job or combine several part-time jobs, your income is taxable.

Not only that, you must report your earnings from a part-time job or freelance work differently than your regular income.

A 1040 form is required for those with multiple sources of income because you must list all of your income on a single form.

In addition, you must file an Schedule C and Form SE to report your self-employment taxes.

If you have multiple sources of income, speaking to a tax professional can help you figure out which forms to submit and how to fill them out correctly.

The extra income can also move your household into a different tax bracket, affecting how much you have to pay to the IRS.

However, if you work part-time, you can claim more tax exemptions because you can report your expenses for potential tax deductions.

However, you must have proof of the money you spent on your side hustle, so keep any relevant receipts for tax season.

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The Sun has compiled a list of the 10 best money-making side hustles for 2022.

The Sun also spoke to an Instacart shopper who makes an extra $600 a month from her side hustle.

https://www.the-sun.com/money/5898294/side-hustle-myster-shopping-make-money/ I’m a finance professional – a simple part-time job makes me $50 an hour, and you can get free products too


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