I regret buying my home after factors beyond my control forced me to act quickly – American Dream is just a trap

A homeowner shared why she regretted purchasing her property and the impact that decision had on her finances.

Christen Riggins bought a home after being “forced” to act quickly after being evicted with her three children.

Christine Riggins claimed she regretted buying her property "forced" She had to act quickly when her landlord decided to sell her rental home


Christine Riggins claimed she regrets buying her property after she was “forced” to act quickly when her landlord decided to sell her rental homePhoto credit: Linkedin / Christen Riggins
The homeowner said her monthly payments increased from $800 for rent to $1,500 for mortgage repayment


The homeowner said her monthly payments increased from $800 for rent to $1,500 for mortgage repaymentPhoto credit: Getty

She had to leave her rental property within just 30 days after her landlord decided to sell the house.

Riggins lived in Columbus, Georgia, but was forced to stay in a hotel with her family for a few months in May 2022 BuzzFeedNews.

About a year before she had to vacate her rental home, she had been preapproved for a mortgage at an interest rate of about 3.5%.

Riggins said, “I said, ‘If I’m going to pay this rent, I might as well buy it.’

She made a $202,000 offer on a three-bedroom house, which was accepted, but Higgins claimed she immediately hesitated.

Riggins said, “I started backing out so many times, especially when I experienced these bidding wars, and yet I still didn’t feel good about bidding so much.”

She added: “I’ll never forget when [my agent] I completed the paperwork and turned it in.

“I didn’t sleep at night.

When she closed on the home in July 2022, interest rates had risen to 6%.

She claimed that this decision caused her more financial problems and worries.

Higgins said: “I feel like I bought more problems.”

She claimed that her monthly payments almost doubled as she went from making $800 monthly rent payments to $1,500 in mortgage repayments for a property of the same size.

Higgins added that her worries didn’t end there, as her inspector allegedly failed to identify some issues in the home that needed to be repaired.

These included electrical problems, a roof problem and mold under cabinets.

Higgins said: “I feel like I was really screwed over and put in a really bad situation.”

She expressed that she felt trapped by the process and that she questioned the system.

Higgins said: “I almost feel like it’s a scam or a ploy to get myself into more debt.”

“I worked so hard to raise my credit score so I could even apply for a mortgage.”

The shopper added that she believes home ownership is “almost another way to keep people under control.”

She revealed that the process put a strain on her finances as she allegedly began maxing out her credit cards, which she initially kept only for emergencies.

Higgins also claimed that she has upgraded to a smaller car and is now living paycheck to paycheck, despite taking on additional jobs at Instacart and renting out her car for money.


PaulLeBlanc is a Dailynationtoday U.S. News Reporter based in London. His focus is on U.S. politics and the environment. He has covered climate change extensively, as well as healthcare and crime. PaulLeBlanc joined Dailynationtoday in 2021 from the Daily Express and previously worked for Chemist and Druggist and the Jewish Chronicle. He is a graduate of Cambridge University. Languages: English. You can get in touch with me by emailing: paulleblanc@dailynationtoday.com.

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